Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

Friday, January 11, 2013

resolved... 2013

Well, now that we know how 2012 turned out, it’s about that time to talk about goals for 2013.  I liked paring down the resolutions to four categories last year, so I’m going to stick with that again. 

1.       Faith –  for real this year, going to read the Bible, cover-to-cover.  Well, actually, I’m going to read everything between the front and back cover, but not exactly in order from beginning to end.   I’ll be reading along with our church using the Discipleship Journal Reading Plan.  I’m already 11 days in and you can use the YouVersion App for this reading plan, so I have the paper PDF calendar cut up in tiny pieces for my regular calendar, but I’m also checking off the readings using the app.   Double the accountability, right?

2.       Budget – we’re sticking to our budget this year (seriously, we must!).  We’re REALLY trying to save money on our biggest area of spending (food) so that we can pay off our student loan debt.  We would absolutely LOVE to kiss those payments GOODBYE!  You can see we switched over to a monthly menu plan, and so far I'm loving it.  It is hard work once a month, but then it simplifies things a TON for the rest of the month.  

3.       Health – run another half-marathon (going to accomplish that next week) and plan for my 4th !  Also want to make better decisions regarding food and keep up a regular fitness routine, to include running at least 3x/week, and perhaps picking up speed.  Talking to my running buddies about starting this plan after next week's race!
Charleston Marathon

4.       House – I’ve got MAJOR plans in the works for our house this year.  We got a new TV for Christmas and that is snowballing into a big re-arrangement of furniture in our house, new chairs for our den, and I hope the plans also will include new paint throughout, getting countertops re-done and a few more improvements along the way!  Stay tuned for posts on our progress!  **Since I originally wrote this post, we have already purchased some super cute recliners from Marshall's.... Let me just tell you, never hesitate to negotiate with the manager for a better deal... hurrah extra 20% off and getting two chairs for less than the original price of one!**

So those are just a few things I'm looking forward to in 2013... what are your goals this year??

Thursday, January 3, 2013

resolved.... a look back at 2012 resolutions


Well, here it is January 2013, a brand new year!  Let’s look back at last year’s resolutions

1.       Memorize more scripture… well, originally I started out verse by verse, and then got involved with memorizing the first book of James when I participated in the James Bible Study by Beth Moore. I memorized James 1:1-25.  I’m a little disappointed in myself that I memorized all but 2 verses of the first chapter.  However, memorizing 25 verses is quite a feat, and that’s nearly 1 verse for every 2 weeks out of the year, so that was pretty good.  I’m considering whether to continue the challenge to memorize the entire book of James this year, or to see about memorizing different parts of scripture.  What do you think?  I’m also pretty disappointed that I didn’t do a good job documenting the other verses I memorized this year.  I’ll try to do better J

2.       Cash only budget for food… yep, didn’t stick to this one.  We followed our spending much more closely this year, but by and large, still spent a VAST amount of money on food.  Going to continue this as a goal to help us save some more this year, except we won’t do the cash-only version since I can never keep up with cash.  We’ll just be tracking carefully on our budget in the giant excel file (yep, I'm a big spreadsheet nerd).   

3.       2nd Half-Marathon – DONE!  And with a PR to boot!  And I’m in the midst of training for my 3rd half, coming up in just a few weeks, so I’d say I kicked that resolution’s behind!    Overall, I could definitely stand to continue making strides in the healthy food choices department and need to figure out what my next fitness goal is after this half marathon!

Me, Jenny & Jennifer after the Georgetown, SC Half-Marathon

4.       Figuring out household chores… definitely NOT done.  Teamwork is key here, as clutter doesn’t bother me and dirt doesn’t bother my husband.  So, if he can help me keep the clutter in check, I can work on the dirt.  Still LOTS of room for improvement though! 

So 2 out of 4 isn't too bad, considering it's not often that resolutions are kept.  Did you keep any of your resolutions or goals from 2012??  Check back later this week to see my goals for 2013.

Tuesday, January 3, 2012

resolved....

It is hard to believe we're rolling right into another new year.  I didn't really put all my resolutions out there for the world to see last year, but I can tell you that I kept only two of them (budgeting and menu planning).   I aim to do much better this year, but mostly by setting realistic goals in a few specific areas that will help me meet some of those overall resolutions!

So here you have them...

Faith - Memorize more scripture.... Last year, I set a goal to memorize 52 scriptures, and I didn't make it very far into the 52!  In 2012, my goal is to constantly have a verse in practice, and once I have it committed to memory, add another one to the list.  If it takes me longer than a week to memorize a verse, I am not tied down to that specific "52" number.  If it only takes me 1 day to memorize, I can commit multiple verses to memory in one week.  I'll keep you posted here on how I'm doing!

Budget -  This year, we're going to stick to a weekly cash-only budget for food and hopefully that will help us to save money.  By and large, after our tithe, household bills and student loans, our largest expense monthly is FOOD!  So, here's to cutting back on wasteful spending in that area!

Health - train for and complete my 2nd half-marathon (and maybe my 3rd as well!)  Along with budgeting for food (which means cooking more, eating out less) and a routine exercise schedule, I hope to be much more healthy in 2012!

Household - figure out some sort of schedule for household chores.  Learn to get them done and out of the way, rather than procrastinate and have them pile up so that I have even MORE to do.  If anyone has any suggestions on this, let me know, cause I desperately need help in this area!

I'm resolved to tackle these four areas in 2012.... what have you resolved to do?!

Saturday, March 19, 2011

Money Saving Menu Plan - Week 12

It is supper swap week for me again and I'm making Taco Casserole to give away.  It's getting toward the end of the month and as I look over our budget, I'm trying to pinch a few pennies so we can add more to our savings at the end of this month, so decided to see how much we can save this week eating mostly at home.
3.19.11 - Ryan's best friend Christian and his fiancĂ© Stephanie are coming to town for a Couples' Shower in their honor.  My parents are actually hosting at their house and we'll be chowing down on some yummy Shealy's BBQ with all the fixin's.... I made Pioneer Woman's Apple Dumplings, and they were a hit as always :)
3.20.11 - Supper Swap Day - we'll be eating the Taco Casserole I fixed instead of freezing it
3.21.11 - Jennifer's Stuffed Shells (still in freezer from last supper swap, time to clean'r'out!)
3.22.11 - I'll be eating dinner with girls from work at Yo Burrito ----one of our FAVORITE places with the BEST JARGARITAS (that's a margarita in a mason jar) in town!  Then we'll be heading over to our friends the Gzvodas' to find out whether baby G is a girl or a boy!
3.23.11 - LEFTOVERS!  We've got Bible Study Wednesday night, so instead of going out before or after, we'll clean out some leftovers from the fridge.
3.24.11 - Lorraine's meatloaf & mashed potatoes (Supper Swap)
3.25.11 - Zingy BBQ Chicken... I found this recipe earlier this week, then also got it in an email today from Leigh  in her weekly TOP 10, so decided it was a MUST for our menu plan this week
I'm so thankful for the girls I do supper swap with, even though I don't have children like they all do, I definitely benefit from having a few meals tucked away in the freezer when we're either trying to save money, or I just don't have the time or motivation to cook something from scratch.  I've mentioned this a few times before, but I think EVERYONE should get a group together and give supper swapping a try. 

Saturday, January 1, 2011

2011 is here!

Well, the new year is finally here! We've had a crazy busy holiday season, and have enjoyed the first day of 2011 simply relaxing at home, enjoying the chance to simply do nothing. I've got lots of things I've got in mind for "resolutions," but want to really commit to them before I write more. Probably more to come on that as January moves in....

However, one thing we have already decided on for this year is to work on our budget and one major place we decided to focus was on food. In the last year, my checkbook register was filled with the MANY restaurants we frequent. We tend to do better cooking at home when we have a plan, so I've decided to get back to menu planning, especially inspired by Leigh, who posted 52 weeks of menus in 2010. (You'll probably be seeing a lot of links to her recipe blog, too, since she makes some fabulous food!)

My thought is that if I post my menu weekly, I'll be more likely to stick to it, and when I'm stumped as to what to fix, I can go back and look at past weeks for ideas. The girls from work are also starting back up with our supper-swap this month, so we'll have a good set of meals every few weeks to throw in the mix!

So, here we go for 2011.....

Week 1 Menu
Saturday 1.1.11 - Leftovers and sandwiches/soup
Sunday 1.2.11 - Venison cube steak, rice & gravy, salad
Monday 1.3.11 - California Turkey Burgers w/ Guacamole, Chips & Salsa
Tuesday 1.4.11 - Paula Dean's grilled pork tenderloin w/ Spicy Sweet Potatoes
Wednesday 1.5.11 - Taking dinner to friends... probably Lasagna Casserole
Thursday 1.6.11 - Cheesy Chicken & Corn Chowder with sandwiches
Friday 1.7.11 - Date Night Out and/or Date Night IN with Leftovers .... depending how we feel at the end of the week :)

Let me know what you're eating in 2011, so I can try some new stuff, too!